Before applying for your loan, utilize the calculator below to determine what to expect in regards to monthly payments and total costs for your loan over various loan terms, interest rates and loan amounts. It's important that you apply for a loan that you are going to be able to afford the payments on. Also, lenders are not going to approve loans that applicants are not going to be able afford. So be realistic with your request. We also suggest your read our section on Borrowing Tips. Featured are various topics that will help make you a more educated borrower.