We have put together a variety of pages that will help educate you about the process of loan borrowing, making you a wiser consumer! This page will have new content added regularly so please check back. We also suggest checking out BadCredit.org for lots of fresh, helpful bad credit info and resoruces!
Maximizing Your Borrowing Power With a Strong Credit Score - If you are in the market for a personal loan, to ensure you obtain the most optimal and affordable loan product for your needs you'll not only need to shop around prior to submitting your request, you'll need to make sure your credit score is accurate with up-to-date information and free of errors. There are also steps you can take with your finances that will help you bring any credit score to a higher level. Read more...
Are Online Loans Safe?
There are literally thousands of websites providing online loans. Getting a loan online is a great convenience. However, there are several scenarios to be aware of that will help you avoid falling victim for a loan scam or paying more for your loan than you should. Read more...
Advantages of Online Loans
With the advancement of technology enabling safer transactions online together with high-speed Internet connections, many consumers are performing personal loan research from the comforts of their home. As result, applying for loans online is becoming an increasingly popular means for achieving financing. Read more...
Tips For First Time Borrowers
If you are looking to utilize a personal loan for the first time, computing how much to apply for and for what term (length of time) can be a difficult decision to make.� The information featured will help make the process of determining how much to borrow and for how long simpler. Read more...
Consequences of Defaulting
Unsecured loans are labeled as 'high risk' loan types by lenders since there is no collateral tied to the loan. If you are unable to make your payments and end up defaulting on your loan, the lender is not protected financially. However, you still will be faced with consequence for defaulting. Read more...
Unsecured vs. Secured Loans
It is important that you understand the difference between unsecured and secured loans so that you can utilize the best loan for your needs. Read more...
Tips For Reducing Common Types of Debt
People typically find themselves in debt as a result of spending more than they earn. And with the current economy, being in debt can have more immediate and long-term effects. Fortunately, getting out of debt is not all that difficult as long as you take the steps to do so and stick to the game-plan! Read more...
Getting Approved for Favorable Bad Credit Loans
Your credit score (also known as FICO) is the most influential factor of your loan application approval. Even if you are an individual with poor credit, there are things you can do prior to applying for a personal loan to help yourself and your credit score/rating so that lenders will consider you a prime borrower. Read more...
Advance Fee Loan Scams
Loans that require an advance fee in order to achieve financing typically prey on the weakest members of society. These dishonest companies usually guarantee large unsecured personal loans to individuals that are not able to achieve approval for a loan via conventional lending institutions (banks, credit unions, etc.) or go after those with minimal financial knowledge. Read more...
Advantages of Personal Loans
Are you looking to make a high-ticket purchase or take a much needed vacation? Instead of incurring debt on high-interest credit cards or applying for a second mortgage, you can get the cash you necessitate via an unsecured loan. Read more...
Understanding Interest Rates
What kind of interest rate your receive for your personal loans is going to be determined by three major variables. Having knowledge about these factors will not only save you money and time, you will avoid frustration of applying for loans that you do not qualify for. Read more...
Loan Aspects to Avoid
If you have applied for personal loans in the past, then you are probably knowledgeable as to what to look for and what to avoid related to your loan. If you are a first time borrower, it is a good idea to familiarize yourself with the information featured. Read more...
Credit Reports vs. Credit Scores
Whenever you watch TV you most likely are going to see at least one commercial for a credit report and/or score offer. There is a big misconception that these terms are synonymous. Credit scores and credit reports have varying formats and uses. Read more...
Car Loans & Your Credit
Utilizing an auto loan affect your credit in a couple of ways. It can either increase, lower or have no impact at all on your credit. Read more...
What Are Installment Loans?
An installment loan is similar to an unsecured loan. Specifically, no sort of collateral is required to achieve financing. Read more...
Potential Downside of Signature Loans
When compared to secured loans signature loans do have some risks associated with them. Read more...
Second Chance Checking Accounts
Are you someone that has withdrawn your checking account repeatedly? Have the bank fees piled up and you are unable to afford paying them? Have you had to close accounts because of these issues? Or even worse, has your bank closed your account for you as a result?�Do you now need a checking account and want a fresh start? Since banks do protect themselves from negligent consumers, finding a bank that will allow you to open a checking account after a history of poor account maintenance will be difficult, but not impossible. Read more...